Shiba Inu cross-chain lending has actually launched with an attractive 10.93% APY through Folks Finance’s integration with Chainlink CCIP. This marks SHIB as the first meme coin to offer cross-chain lending markets right now, and it enables users to borrow and deposit across multiple blockchain networks while earning some competitive yields.
This is incredible.
— Shib (@Shibtoken) September 2, 2025
After turning $SHIB into a crosschain token with @chainlink CCIP, one of Chainlink's flagship projects has already adopted it.@FolksFinance has listed $SHIB in its crosschain lending markets, using CCIP to fix liquidity fragmentation.
Incentives are live… https://t.co/gk1jq1M638 pic.twitter.com/4kLTy1n5w7
Shiba Inu Cross-Chain Lending Soars With 10.93% APY, Folks Finance, Chainlink CCIP
Folks Finance SHIB Integration Creates Cross-Chain Opportunities
Folks Finance has become the first flagship Chainlink project to adopt Shiba Inu cross-chain lending through CCIP technology. The platform now allows users to deposit SHIB tokens to earn yields or use them as collateral for borrowing other digital assets across 12 different blockchains, which is pretty significant.
The team behind Shiba Inu expressed excitement about the development, calling it:
“This is incredible.”
The Folks Finance SHIB integration eliminates liquidity fragmentation by creating one unified SHIB liquidity pool that’s accessible across all supported networks, including Optimism, Polygon, Avalanche, and Arbitrum. This approach was made possible through months of development work after SHIB partnered with Chainlink back in December.
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Chainlink CCIP Adoption Enables Secure Multi-Chain Access
At the time of writing, the implementation of Chainlink CCIP has made SHIB a genuinely cross-chain asset instead of an Ethereum-only token. Shiba Inu cross-chain lending can also run smoothly on various blockchain networks without jeopardizing security, another key issue addressed by this technical innovation.
The SHIB liquidity pool currently shows strong early adoption metrics, with users also supplying approximately $25,000 worth of SHIB as liquidity along with around $2,000 posted as collateral. The platform offers incentives for early depositors, and the current Shiba Inu 10.93% APY is attracting significant interest from yield-seeking investors.
Folks Finance confirmed the development, stating:
“@Shibtoken is now listed on Folks Finance. The first memecoin with crosschain lending markets, powered by @chainlink CCIP for interoperability.”
This is a big step toward meme coin utility within DeFi, and Folks Finance is putting SHIB on the right footing as a viable lending and borrowing asset. The integration will solve the past fears of low utility of meme coins as well as offer SHIB holders with new revenue generating products via the cross-chain lending protocol.
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