China destroys the dollar through a systematic infrastructure shift that actually bypasses American financial control right now. China’s de-dollarization strategy became pretty visible in June 2025, when Standard Bank became the first African bank to enable direct yuan payments with China. Settlement times were cut from days to just seven seconds, and costs dropped by 98%. This shift answers a question that countries have been asking since 2022—what happens when Washington decides to cut us off next?
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How China Destroys the Dollar Through Global Power Shifts
African Minerals Power the Currency Shift
China controls what actually powers the 21st century right now. Through Belt and Road spending, Beijing secured mining contracts across Africa, along with the infrastructure to move those minerals. By the first half of 2025, Chinese investment in African mining surged almost 400% from the previous year. This is where BRICS undermining the US dollar becomes really tangible—through coordinated commodity settlements. China destroys the dollar by controlling critical supply chains.
Standard Bank operates in 21 African countries. When it plugged into China’s Cross-Border Interbank Payment System, or CIPS, every mining company and central bank in its network gained direct yuan settlement access. No dollars needed at all.
Payment Systems Route Around SWIFT
Roberto Campos Neto, who is Brazil’s central bank chief, stated:
Yuan settlements are a credible alternative to the dollar, especially for bilateral trade with China.
In 2024, CIPS processed around 175.49 trillion yuan—that’s about $24.47 trillion—and this was up 42.60% year-over-year. The BRICS payment system expansion accelerated with 1,690 participants across 121 countries by June 2025, and even more institutions are joining. China destroys the dollar through this expanding payment network. Nirmala Sitharaman, India’s finance minister, had this to say:
A multipolar currency system serves the interests of the Global South. It frees us from being chained to America’s monetary policy.
China destroys the dollar through better infrastructure, with yuan replacing dollar in trade across multiple corridors right now. Trade between China and Russia has actually been settled in local currencies for three years, covering about 95% of their trade volume. China’s de-dollarization strategy is working because it offers something that actually functions better than the old system.
Central Banks Shift Reserves
Nigeria withdrew its gold deposits in American banks and took them to their center. Ghana is the country that raised the amount of gold by 35 percent within a year. The percentage central-bank reserves making up the dollar reserves in the world was below 47 percent as compared to 65 percent only twenty years ago. This is BRICS weakening the US dollar on the reserve level, and it is occurring much quicker than some individuals care to admit. The fact that the dollar is being put out by the yuan is not about money in trade, but power.
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The African Export-Import Bank, or Afreximbank, stated:
While merchandise trade has advanced rapidly, the same cannot be said for financial flows, which remain hampered by cross-border frictions, high settlement costs, and complex processes that limit the full potential of this vital economic partnership.
China destroys the dollar by offering alternatives that actually work. This strategy accelerated various major developments across multiple essential financial system frameworks. The BRICS payment system expansion continues as more countries plug into CIPS, gaining momentum across developing economies. The growth spearheaded several key adoption patterns, pioneering numerous significant network effects.
At the time of writing, the ground has shifted, and the dollar’s monopoly is cracking in ways that seemed impossible even five years ago, which is pretty significant. These shifts catalyzed certain critical transformations, optimizing various major elements of global finance architecture. China destroys the dollar not through direct confrontation but by building better plumbing that routes around American control entirely. This approach revolutionized multiple essential mechanisms, leveraging numerous significant strategic advantages.