Does Panera take Apple Pay?

Does Panera take Apple Pay?

Does Panera Take Apple Pay? A Comprehensive Guide

If you’re a bread and coffee lover, chances are you’ve visited a Panera branch during your lunch break or while traveling in the US.

And if you’re wondering whether Panera accepts Apple Pay as a convenient payment method, we’re here to clear your doubts. In this comprehensive guide, we’ll provide you with all the information you need to know about using Apple Pay at Panera.

Does Panera take Apple Pay?

What is Apple Pay and How Does it Work?

Apple Pay is a contactless payment method that allows users to make secure payments using their Apple devices, such as iPhone or Apple Watch.

It utilizes Near Field Communication (NFC) technology to transmit payment information to the merchant’s payment terminal.

To use Apple Pay, you need to add your credit or debit card to your device’s Wallet app.

Panera’s Acceptance of Apple Pay

Panera has been at the forefront of accepting contactless payments and implemented Apple Pay as one of its payment methods since 2014.

Whether you’re making an in-store purchase or ordering through the Panera app, you can conveniently use Apple Pay.

Additionally, if you make purchases through Apple Pay, Panera offers a daily 3% cashback, making it a rewarding choice.

Setting Up Apple Pay on Your Apple Device

To use Apple Pay at Panera, you must have an Apple device, such as an iPhone 6, a higher model, or an Apple Watch.

Does Panera take Apple Pay?

Here’s a step-by-step guide on how to set up Apple Pay on your device:

  1. Open the Wallet app on your iPhone or Apple Watch.
  2. Tap the “+” symbol to add a card.
  3. You can take a picture of your card or enter the details manually.
  4. Verify your card details and agree to Apple’s terms and conditions.
  5. Your card will be assigned a device account number, which is different from your actual card number and helps keep your cards secure.

If you’re using an Apple Watch, you must link it to your Wallet. Simply log in to the Watch app on your iPhone, go to Wallet, and select Apple Pay. Once linked, you can make payments through your Apple Watch.

Making In-Store Payments with Apple Pay at Panera

Once you’ve added your card to your Wallet, you can easily make payments at Panera. Here’s a step-by-step guide on how to use Apple Pay for in-store purchases:

  1. Select the products you want to purchase at Panera.
  2. Proceed to the checkout and open the Wallet app on your iPhone or Apple Watch.
  3. Choose the card you want to use as the payment method.
  4. Verify your identity using Face ID, Touch ID, or your device passcode.
  5. Hold your iPhone or Apple Watch near the payment reader.
  6. Wait for a few seconds until you hear a beep and see the payment reader confirm the transaction.

Congratulations! You’ve successfully purchased Panera using Apple Pay.

Using Apple Pay in the Panera Bread App

Does Panera take Apple Pay?
Source: Apple

If you prefer the convenience of ordering through the Panera Bread app, you can also use Apple Pay as a payment method. Here’s how to do it:

  1. Download the Panera Bread app from the App Store and open it on your Apple device.
  2. Log in to your account or create a new account if you don’t have one.
  3. Select your preferred Panera Bread location and choose your order.
  4. Add the items to your cart and proceed to the checkout section.
  5. Select the payment methods option and choose “Apple Pay.”

By using the Panera Bread app with Apple Pay, you can easily place your order and make secure payments, providing a seamless experience.

Other Payment Options at Panera

While Apple Pay is a convenient and secure payment method, Panera also accepts other forms of payment. Here are the various payment options available at Panera:

  • Credit Cards: Panera accepts major credit cards such as Visa, Mastercard, and American Express. Simply swipe or insert your card at the payment terminal to complete your purchase.
  • Debit Cards: If you prefer using your debit card, you can use it as a payment method at Panera. Just like with credit cards, you can swipe or insert your card at the terminal.
  • Gift Cards: Panera offers its own gift cards, which can be purchased and used as a payment method. You can load funds onto the gift card and use it to pay for your purchases at Panera.
  • Mobile Wallets: Besides Apple Pay, Panera supports other mobile wallet payment options such as Google Pay and Samsung Pay. If you prefer using these mobile wallets, you can add your cards and make payments through them at Panera.


In conclusion, Panera has been accepting Apple Pay since 2014, making it a convenient and secure payment option for customers.

Whether making in-store purchases or ordering through the Panera Bread app, Apple Pay provides a seamless and rewarding payment experience.

Additionally, Panera accepts other payment methods such as credit cards, debit cards, gift cards, and other mobile wallets like Google Pay and Samsung Pay. So the next time you visit Panera, you can choose the payment option that suits you best and enjoy your meal hassle-free.