Does Sam’s Club Take Apple Pay?


If you’re a frequent shopper at Sam’s Club, you might wonder if the store accepts Apple Pay service as a payment method.

Perhaps you’ve left your wallet at home and want to use your phone to pay, or you’re simply curious about the store’s payment options. In this ultimate guide, we’ll explore everything you need to know about Sam’s Club’s payment methods, including whether or not you can use Apple Pay.

Does Sam's Club Take Apple Pay?

What payment methods does Sam’s Club accept?

Before we delve into whether Sam’s Club accepts Apple Pay, let’s first discuss the payment methods that the store does accept.

Sam’s Club accepts various payment options, including credit cards (Visa, Mastercard, Discover, and American Express), debit cards, cash, checks, Walmart and Sam’s Club gift cards, and SNAP and EBT cards.

Please note that Sam’s Club requires you to present a valid government-issued ID at checkout when using a credit card. This is to prevent fraud and protect your identity.

Can I pay with my phone at Sam’s Club?

Yes, you can pay with your phone at Sam’s Club.

However, the store does not currently accept Apple Pay. Sam’s Club does, however, offer its own mobile payment service called “Scan & Go.”

This feature allows you to scan items with your phone as you shop and then pay for your purchases through the app when you’re ready to check out.

Does Sam’s Club accept Apple Pay?

Unfortunately, Sam’s Club does not currently accept Apple Pay as a payment method.

This may surprise some shoppers, as many other retailers have adopted Apple Pay as a convenient and secure payment option.

However, Sam’s Club has its own mobile payment service called “Scan & Go,” which allows you to pay for your purchases through the Sam’s Club app.

It may not be as convenient for iPhone users as Apple Pay, but it’s still useful for phone payments.

Does Sam's Club Take Apple Pay?

Why does Sam’s Club not accept Apple Pay?

There are a few reasons why Sam’s Club may have chosen not to accept Apple Pay.

One reason could be that it’s owned by Walmart, which has its own mobile payment service called “Walmart Pay.”

By promoting its payment service, Walmart may be trying to compete with Apple Pay and other digital wallet services.

Another reason could be that Sam’s Club wants to simplify its payment process.

Sam’s Club keeps its checkout process simple and efficient. They do this by accepting only a limited number of payment methods, like credit cards and cash. This helps them avoid mistakes and delays.

How to Use Apple Pay Through Instacart

While you can’t use Apple Pay directly at Sam’s Club, there is a workaround. The workaround allows you to use the service through Instacart.

Instacart is a grocery delivery service that partners with Sam’s Club to provide delivery and pickup options for shoppers.

To use Apple Pay through Instacart, add items to your Instacart cart and proceed to checkout. Select Apple Pay as your payment method when it’s time to pay.

After adding items to your Instacart cart, you will be prompted to enter your Apple Pay details, and the service will process your payment.

Other digital wallet options at Sam’s Club

While Sam’s Club does not accept Apple Pay, there are still other digital wallet options that you can use at the store.

For example, you can use the aforementioned “Scan & Go” feature, which allows you to pay through the Sam’s Club app.

Apple Pay
Source: Apple

Additionally, you can use Samsung Pay, Google Pay, and other mobile payment services that are compatible with Sam’s Club’s credit card readers.

While these services may not be as widely used as Apple Pay service, they’re still a convenient option for those who prefer to pay with their phone.

What forms of payment does Sam’s Club accept?

Sam’s Club accepts credit cards (Visa, Mastercard, Discover, American Express), debit cards, cash, checks, gift cards (Walmart, Sam’s Club), and SNAP and EBT cards.

If you’re paying with a credit card, be sure to have a valid government-issued ID on hand.

Can I use American Express or gift cards at Sam’s Club?

Yes, Sam’s Club accepts American Express and gift cards as forms of payment.

If you use a gift card, please note that certain items, like cigarettes or alcohol, may be excluded.

Additionally, some items may be restricted for purchase with American Express cards.


In conclusion, while Sam’s Club does not accept Apple Pay service, the store still offers a variety of payment options.

Sam’s Club has you covered, whether you prefer phone payments or traditional credit cards. Additionally, if you want to use Apple Pay at Sam’s Club, you can do so through Instacart.

Overall, Sam’s Club’s payment process is designed to be simple and convenient for shoppers. By offering a range of payment options, the store ensures that everyone can find a payment method that works for them.