Ripple (XRP) is undoubtedly one of the leading cryptocurrency tokens to exist in the market today. The token has long been touted as a crypto best suited for institutional usage, soaring past obstacles that tried to limit its pace. XRP was always different from its peers, as the token’s primary target was never retail, but it was directed towards dominating the world’s cross-border transactions domain. Here’s how Ripple is bound to go bigger one way or the other.
Also Read: What Does It Take for Ripple (XRP) to Reach $5?
Ripple Decoded: Budding Use Cases
Ripple (XRP) is one of the most promising cryptocurrencies on the market. The token is gaining mainstream attention as it continues to attract inflows and investments through its cross-border payment domain and RLUSD interactions. In addition to this, one analyst, All Things XRP on X, further explained the expanding role of XRP. Moreover, the analyst added that the token certainly has a much bigger role to play, not just in defeating the SWIFT system but also in shaping the expansive financial landscape.
The Catalyst
The analyst explained how Ripple’s on-demand liquidity feature is the “Trojan horse” meant to fill in the existing financial regime.
“XRP: The Trojan Horse. XRP wasn’t built just to move money. It was Ripple’s gateway to power. Through “On-Demand Liquidity,” XRP removed the need for pre-funded accounts. Banks could settle instantly—anywhere. That wedge into banking? It worked.”
2️⃣ XRP: The Trojan Horse.
— All Things XRP (@XRP_investing) August 27, 2025
XRP wasn’t built just to move money.
It was Ripple’s gateway to power.
Through “On-Demand Liquidity,” XRP removed the need for pre-funded accounts.
Banks could settle instantly—anywhere.
That wedge into banking? It worked.
The expert shared afterwards how the US SEC case further strengthened XRP’s morale, helping the firm in doubling down on its global collaborations.
“SEC Lawsuit = Hidden Catalyst. In 2020, the SEC sued Ripple. Most saw it as a death blow. Instead? Ripple doubled down overseas, refined its strategy—and came out stronger. By 2023, XRP was ruled not a security. Now, the U.S. is back on the table.”
3️⃣ SEC Lawsuit = Hidden Catalyst.
In 2020, the SEC sued Ripple.
Most saw it as a death blow.
Instead?
Ripple doubled down overseas, refined its strategy—and came out stronger.
By 2023, XRP was ruled not a security.
Now, the U.S. is back on the table.— All Things XRP (@XRP_investing) August 27, 2025
Additionally, the expert shared that XRP is bigger than Swift, eyeing use cases that include tokenization, fractional ownership, and stablecoin solutions.
“Tokenizing the Real World. Ripple isn’t just moving dollars. It’s tokenizing real-world assets: oil (see Saudi Aramco’s WhiteRock), real estate, and treasuries. XRPL became infrastructure for $10T+ in tokenized assets. Fractional ownership, real-time settlement—XRPL handles it all. Stablecoins, CBDCs, and RLUSD. Ripple now issues a USD-backed stablecoin (RLUSD). Used on XRPL and Ethereum. Integrated into DeFi. Above all, they work with 5+ central banks on CBDCs. Ripple isn’t fighting the system—they’re building it.”
6️⃣ Stablecoins, CBDCs, and RLUSD.
— All Things XRP (@XRP_investing) August 27, 2025
Ripple now issues a USD-backed stablecoin (RLUSD).
Used on XRPL + Ethereum.
Integrated into DeFi.
They also work with 5+ central banks on CBDCs.
Ripple isn’t fighting the system—they’re building it.
End Result: The Asset’s Breakthrough Point
Additionally, All Things XRP later shared how XRP’s ideas of global domination are bigger than that of SWIFT’s. The token is powering ecosystems beyond the ordinary, targeting infrastructure related to tokenization, which is programmable and ever-adapting.
“Global Expansion + Partnerships. RippleNet is now live in Africa, LATAM, and the Middle East. 100+ banks onboard. $300M+ commitments. XRP futures trade on CME and Coinbase. XRP ETF? 85% odds by year-end, per analysts. This isn’t a startup—it’s a conglomerate. What This Means. Ripple is taking on SWIFT. Accordingly, it’s building a parallel financial system. Tokenized. Programmable. Global. And XRP? It’s the oil in that engine.”
9️⃣ What This Means.
— All Things XRP (@XRP_investing) August 27, 2025
Ripple is taking on SWIFT.
But more than that—it’s building a parallel financial system:
👉 Tokenized
👉 Programmable
👉 Global
And XRP? It’s the oil in that engine.
Also Read: XRP Faces $2.80 Breakdown as 6B Devices Prepare for Launch