Ripple’s XRP trademark from 2013 documents have been surfacing on social media recently, and it turns out that XRP was actually registered as a trademark for financial services, not a patent like many people initially thought. The U.S. Patent and Trademark Office filing from December 31, 2013, shows that the XRP trademark meaning is a payment method for financial services under international class 36.
WOW! 💥
— 𝓐𝓶𝓮𝓵𝓲𝓮 (@_Crypto_Barbie) August 20, 2025
A DOCUMENT HAS SURFACED: 📝
THE U.S. HAS PATENTED #XRP & DECLARED IT AS A PAYMENT METHOD FOR FINANCIAL SERVICES! 💸
THIS HAS ALREADY HAPPENED IN 2013! XRP IS A DONE DEAL! 🚀 https://t.co/SEFWCHOFj8 pic.twitter.com/OFpBl4P1Kc
Discover Ripple’s XRP Trademark 2013 Amid SWIFT ISO 20022 Blockchain Contenders


The Ripple XRP trademark 2013 filing is getting attention right now as SWIFT prepares to launch live digital asset trials starting in November 2025. SWIFT ISO 20022 blockchain contenders include both XRP and HBAR, which are being positioned as leading payment networks for the $150 trillion in annual transaction volume that gets processed.
🚨SWIFT TO CHOOSE RIPPLE OR HEDERA?
Vanir Assets reports that SWIFT is working to bridge traditional finance with blockchain, highlighting $XRP and $HBAR as leading contenders in the global payments space. pic.twitter.com/CPziul6fR2— Coin Bureau (@coinbureau) August 20, 2025
Vanir Assets had this to say:
“SWIFT is working to bridge traditional finance with blockchain, highlighting $XRP and $HBAR as leading contenders in the global payments space.”
Also Read: XRP to ‘Melt Faces’ with $15 Surge After VivoPower’s $100M Ripple Bet
XRP vs HBAR Integration Race Heats Up
‼️CONFIRMED: XRP AND HBAR WILL DIRECTLY BENEFIT FROM SWIFT’S LIVE DIGITAL ASSET TRIALS + ONGOING TRANSITION TO ISO 20022‼️
— SMQKE (@SMQKEDQG) August 19, 2025
Documented.📝💨 https://t.co/QaoyOR4PQF pic.twitter.com/y04g5JoOyH
The integration war between the XRP and HBAR networks is still on the rise as each of the networks tries to get the attention of SWIFT. Vanir Assets also stated that this development would in fact gain advantage to crypto related payment systems besides XRP and HBAR that boast of fast and low-cost transfer alongside the current shift of SWIFT to ISO 20022 standard.
Ripple Cross-Border Settlement Gains Momentum

Ripple’s cross border settlement technology is finding itself strategically within SWIFT’s new avenue. The 2013 Ripple XRP trademark registration looks prophetic now since SWIFT is planning to serve as a central hub that enables frictionless interbank transactions involving fiat currencies and digital assets.
‼️VANIR ASSETS: SWIFT TO BEGIN LIVE DIGITAL ASSET TRIALS IN NOVEMBER 2025, HANDLING $150 TRILLION IN TRANSACTIONS‼️
— SMQKE (@SMQKEDQG) August 19, 2025
Of course it’s documented.📝💨👇 pic.twitter.com/BaCCtrwSae
SMQKE confirmed:
“XRP AND HBAR WILL DIRECTLY BENEFIT FROM SWIFT’S LIVE DIGITAL ASSET TRIALS + ONGOING TRANSITION TO ISO 20022”
The technology application would see the involved banks access digital wallets of the settlement which would permit the transferring of tokenized cash to record payments and use technological elements such as gas cost-like transaction charges and token-based tracking characteristics experienced in blockchain architecture.
Also Read: Ripple (XRP) May Be Moving Towards a $1 Trillion Market Cap
The intellectual property protection trademark nature of XRP is not only comprehensive; the trademark nature of the XRP has significant legal compliance in the money movement operation where the mainstream financial systems are opting to go blockchain-based like the other community systems. This Ripple’s XRP trademark in 2013 dissertation explains why XRP falls in the SWIFT ISO 20022 blockchain rival list, and the test runs scheduled in the near future may even serve to promote not only the integration discussion of XRP vs HBAR but also widespread use of Ripple cross-border settlements.