Ripple’s XRP token has seen a substantial bullish pivot in 2025, compared to its performance over the last few years. As CoinGecko reveals, XRP breached the $3 mark for the first time in seven years earlier this year, in January. The asset also climbed to a new all-time high $3.65 last month. XRP could be gearing up for another price surge by the end of this year, from increased institutional money. Let’s discuss why.
XRP Price Surge Through Institutional Money
Bitcoin (BTC) and Ethereum (ETH) have seen significant price actions over the last few months. Bitcoin (BTC) has hit multiple new all-time highs, with the latest being a peak of $124,128. Ethereum (ETH) is yet to hit a new all-time high, but the asset recently breached the $4700 mark for the first time in almost four years. The rally could be attributed to increased institutional money flowing in through ETF products.
There are several XRP ETF applications awaiting approval at the SEC. The SEC and Ripple had their fair share of conflict over the last few years. The SEC filed a lawsuit against the fintech company for allegedly selling unregistered securities. The lawsuit was finally put to rest earlier this month. The SEC also has a pro-crypto candidate at its helm. There is a very high chance that the SEC will approve at least one XRP ETF this year. An XRP ETF approval will likely lead to a surge in institutional money for the asset. XRP could follow BTC’s pattern and hit a new all-time high by the end of this year.
Ripple has also seen incredible adoption over the last decade. The US has made substantial efforts to bring more regulatory clarity to the country. Many anticipate Ripple’s stablecoin initiative to take off under clearer regulations. XRP’s price, consequently, could experience a surge under such conditions.