Ripple (XRP) is currently one of the most trending cryptocurrency tokens to keep an eye on. As Ripple continues to collaborate with global financial leaders, the XRP price is now sitting at a point where investors have started to view the asset as one of the most lucrative coins to explore at the moment. With Ripple dipping its toes in major financial realms, be it stablecoin or the cross-border payment sectors, investors are anticipating a brighter future for the asset. That being said, Ripple is also in line to gain its ETF approval from the US SEC. With such bullish developments in place, will purchasing 100 tokens a month in XRP deliver stellar returns by 2030?
Also Read: Volatility or No, XRP Price Short Term Targets Brighten Market Mood
XRP Price Projection: 2030 Price Values


According to Changelly Ripple stats, XRP is up for a massive transformation from 2026 to 2030. The token is expected to surge and hit a new high of $3, with the asset claim to hit a possible high of $6 by 2027. By 2028, the XRP price is aiming to claim a new high of $11. The year 2029 projections include the XRP price exploring $15 price levels in due time.
“Based on the analysis of the costs by crypto experts. The following maximum and minimum XRP prices are expected in 2029: $18.01 and $14.90. On average, it will be traded at $15.33.”
By the year 2030, Changelly experts predict the asset to hit a new high of $26 (maximum price level).
“Crypto experts are constantly analyzing the fluctuations of. Based on their predictions, the estimated average XRP price will be around $22.28. It might drop to a minimum of $21.66, but it still might reach $26.49 throughout 2030.”
2030: The Year Of XRP Millionaires Or Not?
The current XRP price is stable at $2.80 at press time, making it extremely affordable for investors to scoop the asset strategically. Per Changelly, XRP price stats are rising gradually, hinting at a bullish future for the asset to be a part of.
If investors purchase 100 XRP tokens a month till 2030, they will end up with a total pool of 6300 XRP tokens, considering they start purchasing from this September onwards. Bifurcating it further, investors on average will have to purchase 400 XRP in 2025, followed by making 1200 XRP purchases a year till 2030.

If we end up multiplying the numbers mentioned by Changelly, the total investment will amount to nearly $73,000 by 2030.
Profits, calculated by ChatGPT, foretell how this portfolio ends up delivering an ROI of 2.28x by 2030. giving profits worth $93,400, with the final portfolio value ending up at $166,400

This mark does not confer a millionaire mark to the investors, but crypto markets are subject to intense volatility. Positive price developments, including XRP ETFs and XRP becoming a leading global asset, could change narratives, helping the prices surge tremendously in the process. However, one should practice discretion before making any investment-related decisions.
Also Read: XRP Price Prediction for October 2025: Analyst Targets $5 Breakout