Ripple’s XRP token had a rough few years from late 2020 till earlier this year. The SEC’s lawsuit against the fintech company created a substantial barrier to the asset’s price. The financial watchdog accused the company of selling unregistered securities. The lawsuit saw a partial end late last year, with a heavy fine. XRP’s price went from $0.3 in July 2022 to $2.23 in July 2025. The popular crypto has rallied by more than 640% over the last three years. Let’s discuss if the asset can hit $5 by 2027.
Can XRP Hit $5 In The Next Two Years?
The settlement of the SEC lawsuit led to a substantial rise in investor confidence. Ripple’s XRP token breached the $3 mark for the first time earlier this year in nearly seven years. The asset’s price has faced a correction since its January peak. The dip is likely due to the general bearish market tone.
XRP could very well breach the $5 mark over the next two years. There are several spot ETF applications for the asset awaiting approval at the SEC. There is a high probability that the SEC will approve a spot ETF for the token sometime this year. The SEC now has a pro-crypto head, and many anticipate the new leadership to take a lenient stance on the crypto industry.
Ripple has also seen an incredible rise in global adoption, especially in the banking sector. The company may see a similar pattern emerge in the US when clear regulations are in place.
Also Read: Ripple XRP Daily Trading Volume Rises 56%: Bulls Eye $3 Price Target
Ripple has also launched its stablecoin, which has seen considerable success. The US is on the brink of pushing out its GENIUS Act for stablecoin regulations. The act could lead to a surge in adoption for Ripple’s RLUSD stablecoin.
The above-mentioned factors create a bullish outlook for XRP. If all things go according to plan, the asset could easily hit $5 by 2027, if not sooner.