On March 17, Austin (@Austin_XRPL) told his followers XRP is undervalued — a $100 asset sitting at $1.50, he said, and 921 people liked it fast. The token trades at $1.46 at the time of writing, off 2.69% on the day. Several on-chain signals and a cross-border payments sector that keeps picking up steam both point to the same thing: the market hasn’t caught up with what XRP actually does in 2026.
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XRP Undervalued Insights Real Value Ledger Growth And Adoption Trends
Austin’s $100 Argument
Austin (@Austin_XRPL) stated:
“XRP is a $100 asset currently trading at $1.50. Act accordingly.”
The argument Austin builds centers on what he sees as XRP’s real value as a settlement layer — near-zero fees, second-speed cross-border payments finality, and a growing list of banks exploring it as a cheaper route than legacy rails. That gap between utility and price, in his view, is also precisely what keeps the token so undervalued heading into 2026.
XRP Ledger Growth Hits All-Time High
This month, XRP Ledger growth reached 7.7 million non-empty wallets — a record the network had never touched before. Crypto commentator Pumpius (@pumpius) pointed to March 16 as the clearest evidence, with daily active addresses climbing to 46,767, the most since February 12, wallet activity and price moving up at the same time, and a 14% price advance closing out the following two days.
The Broader Picture
Not everyone lands on $100, but the institutional direction keeps pointing the same way. Standard Chartered’s Geoffrey Kendrick projected $4–$8 billion in XRP ETF inflows by end of 2026, with an $8 price target. Deutsche Bank, Société Générale, and Aviva Investors also tied themselves to Ripple early this year — and taken together, those moves suggest XRP’s real value sits well above where the market prices it right now.
XRP Ledger growth hitting all-time highs and a deepening cross-border payments network only add to that in 2026.