In a classic tale of phenomenal returns, an investment in Ripple’s native token XRP five years ago in 2020 has generated nearly 700% profits to traders. The ones who held on to the altcoin through all the ups and downs in the last six years have reaped the rewards. This shows that staying invested for a longer period generates tenfold returns.
The chart shared below shows that XRP was trading at the $0.18 range on April 16, 2020.


Fast-forward five years to 2026, and its price is hovering at the $1.43 level. That’s approximately 700% returns in five years, and is phenomenal profits, which even the stock market did not generate. The S&P 500 index has delivered returns of 185% since six years.


Therefore, XRP has outpaced the S&P 500 index by delivering 3.5x more returns in six years. When XRP reached a new all-time high of $3.65 in July 2025, it delivered profits of 1,930%. If investors had sold it then, their $10,000 investment could have turned into a whopping $203,000. Even if they sell it today, the $10,000 would have turned into $80,000, which is a 700% uptick.
Also Read: XRP Breaks $1.40 Resistance, Outshines Top 10 Coins: $1.70?
Should You Buy XRP Again?


XRP is hovering at the $1.43 level on Friday, and the altcoin remains rangebound in the charts. Taking an entry position during dips is advisable as the leading altcoin could head south due to macroeconomic pressures. Taking an entry position and holding on for the long term could deliver the desired results.
Ripple is expanding its financial services, and the development could eventually show across the XRP charts. Taking an entry position now and holding on until 2032 to 2036 could turn out to be profitable. The broader cryptocurrency maket is expect to grow further in the coming decades as the blockchain technology gains grip.




